• 814 362-6779
  • 52 Davis St, Bradford, PA 16701
  • M-F 8:30am - 4:30pm

Current Rates

2023

The Board of Directors has reviewed the Loan/Dividends Policies and effective IMMEDIATELY, they are as follows:

Loan Type:

Vehicles, Personal, Share Secured

Loan Rates:                                                                APR *As low as                Term

New Vehicle/ Motorcycle (2023-2022)                      3.75 % APR                  Up to 48 Months

New Vehicle/ Motorcycle (2023-2022)                      4.00 % APR                  Up to 60 Months

New Vehicle/ Motorcycle (2023-2022)                      5.00 % APR                  Up to 72 Months

New Vehicle/ Motorcycle (2023-2022)                      6.00 % APR                  Up to 78 Months

New Vehicle/ Motorcycle (2023-2022)                      7.00 % APR                  Up to 84 Months ($60,000 & above value)

 

Used Vehicle/Motorcycle (2-4 Years Old)                  5.00 % APR                  Up to 60 Months

Used Vehicle/Motorcycle (2-4 Years Old)                  6.00 % APR                  Up to 72 Months

 

Used Vehicle/Motorcycle (5 Years & Older)              7.00 % APR                  Up to 48 Months

Used Vehicle/Motorcycle (5 Years & Older)              8.00 % APR                  Up to 60 Months

 

New Camper/Boat (2023-2022)                                 3.50 % APR                  Up to 60 Months

New Camper/Boat (2023-2022)                                 4.50 % APR                  Up to 72 Months

New Camper/Boat (2023-2022)                                 5.00 % APR                  Up to 84 Months

New Camper/Boat (2023-2022)                                 6.50 % APR                  Up to 120 Months

 

Used Camper/Boat (2-4 Years Old)                            4.00 % APR                  Up to 60 Months

Used Camper/Boat (2-4 Years Old)                            5.50 % APR                  Up to 72 Months

Used Camper/Boat (2-4 Years Old)                            6.50 % APR                  Up to 84 Months

Used Camper/Boat (2-4 Years Old)                            7.50 % APR                  Up to 120 Months ($30,000 & Above Value)

 

Used Camper/Boat (5 Years & Older)                        6.00 % APR                  Up to 60 Months

Used Camper/Boat (5 Years & Older)                        7.50 % APR                  Up to 72 Months

Used Camper/Boat (5 Years & Older)                        8.00 % APR                  Up to 90 Months

 

New Snowmobile/ATV/Jet Ski/UTV (2023-2022)       4.00 % APR                  Up to 48 Months

New Snowmobile/ATV/Jet Ski/UTV (2023-2022)       5.00 % APR                  Up to 60 Months

New Snowmobile/ATV/Jet Ski/UTV (2023-2022)       6.00 % APR                  Up to 72 Months

New Snowmobile/ATV/Jet Ski/UTV (2023-2022)       7.00 % APR                  Up to 84 Months ($20,000 & above value)

 

Used Snowmobile/ATV/Jet Ski/UTV                           5.00 % APR                  Up to 48 Months

Used Snowmobile/ATV/Jet Ski/UTV                           6.00 % APR                  Up to 60 Months

Used Snowmobile/ATV/Jet Ski/UTV                           6.50 % APR                  Up to 72 Months

 

Personal Loans                                                            8.00 % APR                  Up to 48 Months

 

Loans Secured by Shares                                            2.00 % APR                  Up to 180 Months

APR = Annual Percentage Rate – Rates and Terms are subject to change without notification

*Rates, terms and conditions of loan will be based on individual credit worthiness.