• 814 362-6779
  • 52 Davis St, Bradford, PA 16701
  • M-F 8:30am - 4:30pm

Current Rates

2025

The Board of Directors has reviewed the Loan/Dividends Policies and effective IMMEDIATELY, they are as follows:

Loan Type:

Vehicles, Personal, Share Secured

Loan Rates:                                                                APR *As low as                Term

New Vehicle/ Motorcycle (2025-2024)                      3.00 % APR                  Up to 48 Months

New Vehicle/ Motorcycle (2025-2024)                      3.25 % APR                  Up to 60 Months

New Vehicle/ Motorcycle (2025-2024)                      4.00 % APR                  Up to 72 Months

New Vehicle/ Motorcycle (2025-2024)                      5.00 % APR                  Up to 78 Months

 

Used Vehicle/Motorcycle (2-4 Years Old)                  4.50 % APR                  Up to 60 Months

Used Vehicle/Motorcycle (2-4 Years Old)                  5.50 % APR                  Up to 72 Months

 

Used Vehicle/Motorcycle (5 Years & Older)              6.00 % APR                  Up to 48 Months

Used Vehicle/Motorcycle (5 Years & Older)              7.00 % APR                  Up to 60 Months

 

New Camper/Boat (2025-2024)                                 5.50 % APR                  Up to 60 Months

New Camper/Boat (2025-2024)                                 6.50 % APR                  Up to 72 Months

New Camper/Boat (2025-2024)                                 7.50 % APR                  Up to 84 Months

New Camper/Boat (2025-2024)                                 8.50 % APR                  Up to 120 Months

 

Used Camper/Boat (2-4 Years Old)                            7.00 % APR                  Up to 60 Months

Used Camper/Boat (2-4 Years Old)                            8.00 % APR                  Up to 72 Months

Used Camper/Boat (2-4 Years Old)                            9.00 % APR                  Up to 90 Months

 

Used Camper/Boat (5 Years & Older)                        10.00 % APR                Up to 60 Months

Used Camper/Boat (5 Years & Older)                        11.00 % APR                Up to 72 Months

Used Camper/Boat (5 Years & Older)                        12.00 % APR                Up to 90 Months

 

New Snowmobile/ATV/Jet Ski/UTV (2025-2024)       5.00 % APR                  Up to 48 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024)       6.00 % APR                  Up to 60 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024)       7.00 % APR                  Up to 72 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024)       8.00 % APR                  Up to 84 Months ($20,000 & above value)

 

Used Snowmobile/ATV/Jet Ski/UTV                           7.50 % APR                  Up to 48 Months

Used Snowmobile/ATV/Jet Ski/UTV                           8.00 % APR                  Up to 60 Months

Used Snowmobile/ATV/Jet Ski/UTV                           8.50 % APR                  Up to 72 Months

 

Personal Loans                                                           10.00 % APR                 Up to 48 Months

 

Loans Secured by Shares                                            2.00 % APR                  Up to 180 Months

 

APR = Annual Percentage Rate – Rates and Terms are subject to change without notification

*Rates, terms and conditions of loan will be based on individual credit worthiness.

*.25% Discount for Auto Transfer & .25% Discount for Active Checking, Christmas Club, or Vacation Account

Link to Loan Application 

Feel free to use our Loan Calculator

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.