Current Rates

2025

The Board of Directors has reviewed the Loan/Dividends Policies and effective IMMEDIATELY, they are as follows:

Loan Type:

Vehicles, Personal, Share Secured

Loan Rates: APR *As low as Term

New Vehicle/ Motorcycle (2025-2024) 3.00 % APR Up to 48 Months

New Vehicle/ Motorcycle (2025-2024) 3.50 % APR Up to 60 Months

New Vehicle/ Motorcycle (2025-2024) 4.50 % APR Up to 72 Months

New Vehicle/ Motorcycle (2025-2024) 5.50 % APR Up to 78 Months

Used Vehicle/Motorcycle (2-4 Years Old) 5.00 % APR Up to 60 Months

Used Vehicle/Motorcycle (2-4 Years Old) 6.00 % APR Up to 72 Months

Used Vehicle/Motorcycle (5 Years & Older) 6.00 % APR Up to 48 Months

Used Vehicle/Motorcycle (5 Years & Older) 7.00 % APR Up to 60 Months

New Camper/Boat (2025-2024) 5.50 % APR Up to 60 Months

New Camper/Boat (2025-2024) 6.50 % APR Up to 72 Months

New Camper/Boat (2025-2024) 7.50 % APR Up to 84 Months

New Camper/Boat (2025-2024) 8.50 % APR Up to 120 Months

Used Camper/Boat (2-4 Years Old) 7.00 % APR Up to 60 Months

Used Camper/Boat (2-4 Years Old) 8.00 % APR Up to 72 Months

Used Camper/Boat (2-4 Years Old) 9.00 % APR Up to 90 Months

Used Camper/Boat (5 Years & Older) 10.00 % APR Up to 60 Months

Used Camper/Boat (5 Years & Older) 11.00 % APR Up to 72 Months

Used Camper/Boat (5 Years & Older) 12.00 % APR Up to 90 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 5.00 % APR Up to 48 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 6.00 % APR Up to 60 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 7.00 % APR Up to 72 Months

New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 8.00 % APR Up to 84 Months ($20,000 & above value)

Used Snowmobile/ATV/Jet Ski/UTV 7.50 % APR Up to 48 Months

Used Snowmobile/ATV/Jet Ski/UTV 8.00 % APR Up to 60 Months

Used Snowmobile/ATV/Jet Ski/UTV 8.50 % APR Up to 72 Months

Personal Loans 10.00 % APR Up to 48 Months

Loans Secured by Shares 2.00 % APR Up to 180 Months

APR = Annual Percentage Rate – Rates and Terms are subject to change without notification

*Rates, terms and conditions of loan will be based on individual credit worthiness.