- 814 362-6779
- 52 Davis St, Bradford, PA 16701
- M-F 8:30am - 4:30pm
Current Rates
2025
The Board of Directors has reviewed the Loan/Dividends Policies and effective IMMEDIATELY, they are as follows:
Loan Type:
Vehicles, Personal, Share Secured
Loan Rates: APR *As low as Term
New Vehicle/ Motorcycle (2025-2024) 3.00 % APR Up to 48 Months
New Vehicle/ Motorcycle (2025-2024) 3.25 % APR Up to 60 Months
New Vehicle/ Motorcycle (2025-2024) 4.00 % APR Up to 72 Months
New Vehicle/ Motorcycle (2025-2024) 5.00 % APR Up to 78 Months
Used Vehicle/Motorcycle (2-4 Years Old) 4.50 % APR Up to 60 Months
Used Vehicle/Motorcycle (2-4 Years Old) 5.50 % APR Up to 72 Months
Used Vehicle/Motorcycle (5 Years & Older) 6.00 % APR Up to 48 Months
Used Vehicle/Motorcycle (5 Years & Older) 7.00 % APR Up to 60 Months
New Camper/Boat (2025-2024) 5.50 % APR Up to 60 Months
New Camper/Boat (2025-2024) 6.50 % APR Up to 72 Months
New Camper/Boat (2025-2024) 7.50 % APR Up to 84 Months
New Camper/Boat (2025-2024) 8.50 % APR Up to 120 Months
Used Camper/Boat (2-4 Years Old) 7.00 % APR Up to 60 Months
Used Camper/Boat (2-4 Years Old) 8.00 % APR Up to 72 Months
Used Camper/Boat (2-4 Years Old) 9.00 % APR Up to 90 Months
Used Camper/Boat (5 Years & Older) 10.00 % APR Up to 60 Months
Used Camper/Boat (5 Years & Older) 11.00 % APR Up to 72 Months
Used Camper/Boat (5 Years & Older) 12.00 % APR Up to 90 Months
New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 5.00 % APR Up to 48 Months
New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 6.00 % APR Up to 60 Months
New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 7.00 % APR Up to 72 Months
New Snowmobile/ATV/Jet Ski/UTV (2025-2024) 8.00 % APR Up to 84 Months ($20,000 & above value)
Used Snowmobile/ATV/Jet Ski/UTV 7.50 % APR Up to 48 Months
Used Snowmobile/ATV/Jet Ski/UTV 8.00 % APR Up to 60 Months
Used Snowmobile/ATV/Jet Ski/UTV 8.50 % APR Up to 72 Months
Personal Loans 10.00 % APR Up to 48 Months
Loans Secured by Shares 2.00 % APR Up to 180 Months
APR = Annual Percentage Rate – Rates and Terms are subject to change without notification
*Rates, terms and conditions of loan will be based on individual credit worthiness.
*.25% Discount for Auto Transfer & .25% Discount for Active Checking, Christmas Club, or Vacation Account
Link to Loan Application
Feel free to use our Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.