Current Rates

2024

The Board of Directors has reviewed the Loan/Dividends Policies and effective IMMEDIATELY, they are as follows:

Loan Type:

Vehicles, Personal, Share Secured

Loan Rates:                                                                APR *As low as                Term

New Vehicle/ Motorcycle (2024-2023)                      4.00 % APR                  Up to 48 Months

New Vehicle/ Motorcycle (2024-2023)                      4.50 % APR                  Up to 60 Months

New Vehicle/ Motorcycle (2024-2023)                      5.50 % APR                  Up to 72 Months

New Vehicle/ Motorcycle (2024-2023)                      6.50 % APR                  Up to 78 Months

 

Used Vehicle/Motorcycle (2-4 Years Old)                  6.00 % APR                  Up to 60 Months

Used Vehicle/Motorcycle (2-4 Years Old)                  7.00 % APR                  Up to 72 Months

 

Used Vehicle/Motorcycle (5 Years & Older)              7.00 % APR                  Up to 48 Months

Used Vehicle/Motorcycle (5 Years & Older)              8.00 % APR                  Up to 60 Months

 

New Camper/Boat (2024-2023)                                 5.50 % APR                  Up to 60 Months

New Camper/Boat (2024-2023)                                 6.50 % APR                  Up to 72 Months

New Camper/Boat (2024-2023)                                 7.50 % APR                  Up to 84 Months

New Camper/Boat (2024-2023)                                 8.50 % APR                  Up to 120 Months

 

Used Camper/Boat (2-4 Years Old)                            7.00 % APR                  Up to 60 Months

Used Camper/Boat (2-4 Years Old)                            8.00 % APR                  Up to 72 Months

Used Camper/Boat (2-4 Years Old)                            9.00 % APR                  Up to 90 Months

 

Used Camper/Boat (5 Years & Older)                        10.00 % APR                Up to 60 Months

Used Camper/Boat (5 Years & Older)                        11.00 % APR                Up to 72 Months

Used Camper/Boat (5 Years & Older)                        12.00 % APR                Up to 90 Months

 

New Snowmobile/ATV/Jet Ski/UTV (2024-2023)       5.00 % APR                  Up to 48 Months

New Snowmobile/ATV/Jet Ski/UTV (2024-2023)       6.00 % APR                  Up to 60 Months

New Snowmobile/ATV/Jet Ski/UTV (2024-2023)       7.00 % APR                  Up to 72 Months

New Snowmobile/ATV/Jet Ski/UTV (2024-2023)       8.00 % APR                  Up to 84 Months ($20,000 & above value)

 

Used Snowmobile/ATV/Jet Ski/UTV                           7.50 % APR                  Up to 48 Months

Used Snowmobile/ATV/Jet Ski/UTV                           8.00 % APR                  Up to 60 Months

Used Snowmobile/ATV/Jet Ski/UTV                           8.50 % APR                  Up to 72 Months

 

Personal Loans                                                           10.00 % APR                 Up to 48 Months

Loans Secured by Shares                                            2.00 % APR                  Up to 180 Months

APR = Annual Percentage Rate – Rates and Terms are subject to change without notification

*Rates, terms and conditions of loan will be based on individual credit worthiness.