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Welcome to the Bradford Area Federal Credit Union Web Site.


 Remember your Credit Union for your next new vehicle!!!! We have great low rates, check them out!!!  

 Loan Rates Minimize

We have LOWERED our New & Used Vehicle Rates! Check them out!!

As low as 2.49 % APR *  up to 48 months

APR=Annual Percentage Rate- Rates & Terms are subject to change without notification.

* Rates, terms and conditions of loan will be baded on individual credit worthiness.






The philosophy of Bradford Area Federal Credit Union is "People Helping People". This financial cooperative exists to provide loans, deposits and member oriented services to its' defined membership with a high level of quality and efficiency. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans, while continually expanding our services for our members convenience - not only for today, but tomorrow as well.



If you should click on a link provided to you be aware that you will be leaving Bradford Area Federal Credit Union's web-site and are going to a web-site that is NOT operated by the credit union. BAFCU is not responsible for the content or availability of linked sites.  Please be advised that BAFCU does not represent either the third party or you, the member, if you enter into a transaction.  Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

2016 Holiday Closings Minimize

January 1

New Year's Day

January 18

Martin Luther Day

February 15

President's Day

May 30

Memorial Day

July 4

Independence Day

September 5

Labor Day

October 10

Columbus Day

November 11

Veteran's Day

November 24

Thanksgiving Day

    November 25

 8:30 to 12:00pm

   December 24

Christmas Eve

   December 25  Christmas Day

Savings Rates Minimize

Regular Share Savings Accounts
and any of our Club Share Accounts (Christmas or Vacation).

From $5.00 to $10,000.00

.35 % Annual Percentage Rate
.35  %   Annual Percentage Yield

$ 10,000.01  to MAX

      .50 % A. P. R.
        .50  %   A. P. Y.




More Info.....
Fees & Terms





There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members in participating states have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle at with us. Thanks to our lower interest rates, your savings will really add up.





To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you is when you open an account, we will ask for your name, address, date of birth, Social Security Number, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.
So please understand when we ask for proof of identity.  For your protection and our security.  With your cooperation, we can ensure that your funds are secure.
We are sorry for this inconvenience.  This will protect your identity and your account at the credit union. 

Bradford Area Federal Credit Union
11 East Washington St.  Bradford, PA 16701  McKean 814/362-6779 Fax: 814/362-1438

Copyright 2007 


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